Insurance Solutions

 

EFPG can advise on, and arrange for you, the following types of insurance solutions:

Term Insurance

This is simple life insurance cover which pays out if death occurs within the policy term. This is the cheapest way of providing financial security for your dependents and is surprisingly affordable - the cost is possibly less than the price of a cup of coffee per day.

Whole Life Insurance

This is the same as Term Insurance except that there is no term. The sum insured is payable on death whenever that occurs. This type of insurance can be used to provide a legacy on death or provide funds to settle an inheritance tax liability.

Family Income Benefit

This is similar to Term Insurance except that the sum insured is paid as an income rather than in one lump sum.  

Income Protection

This type of insurance pays an income up to your retirement age to replace earned income lost as a result of long term illness or disability

Critical Illness Insurance

This pays out a lump sum if you suffer a major and possibly life-changing illness such as cancer, heart attack, stroke or multiple sclerosis.

If you have any questions regarding these products or would like to book an appointment with one of our qualified advisers please click here.