Personal Product Solutions
At its most simple, personal financial planning is about creating financial security by saving and investing for the future, and in the meantime bridging ‘wealth gaps’ using insurance. It is also about investing and ‘decumulating’ wealth sensibly in retirement, and about protecting wealth to be passed on to beneficiaries on death.
Insurance solutions – most people's greatest asset is not their house or their pension fund, but their income. A person's or a household's income can change and with devastating consequences as a result of death, ill-health, or disability. Insurances are readily available to cover these risks, often at very reasonable cost. Click here for further information.
Savings and Investments – EFPG offers savings and investment schemes including our own Wealthbuilder Plan. This is built around our distinctive investment philosophy and using our market leading investment management service. Click here for further information.
Pension schemes – EFPG offers a number of personal pension schemes which we believe are the best in the Gibraltar market. These schemes are designed and provided exclusively by us. These include:
The EFPG Diamond Personal Pension Plan - this scheme qualifies as a Qualifying Recognised Overseas Pension Scheme (QROPS) and which is therefore able to accept transfers from UK registered pension schemes. Click here for further information.
The above schemes all offer:
- Low and fully transparent charges.
- A simple, low-cost and highly effective default investment option, or if required access to a very wide range of investments.
- Maximum flexibility with no restrictions or penalties should your circumstances change.
All of this is underpinned by expert ongoing advice and support from EFPG which ensures your savings, investment and pension objectives are met and which puts an end to financial uncertainty and, in the all important matter of your retirement planning, merely “hoping things work out”.