Meet our Team
A business is only as good as its staff, and ours is a complex and demanding business.
At EFPG we have an accomplished team with, collectively, a vast amount of experience. Between us we have started and managed financial services and other companies and operational and technical divisions within them. We have managed clients' investment portfolios, established investment fund research capabilities, built and managed pension administration operations, and we have spent more years providing front-line client advice than any of us would want to admit. We have staff with legal, accountancy, tax, investment, pensions and financial advisory qualifications, indeed holding the requisite financial planning qualifications is a condition of performing any client advisory role in EFPG.
Tom Fraser - Chairman
The founder and owner of European Financial Planning Group, Tom is a Chartered Accountant and was formerly managing director of AMP UK Financial Services plc. Prior to that he was a general manager and main board member of Norwich Union plc, and then the managing director for Europe for Aviva plc. Tom has also held a number of non-executive director positions including with PIFC Consulting plc, a specialist employee benefits consultancy. He is currently the chairman of GE's Insurance Business across Europe (The Lighthouse Group).
Marcus Killick OBE - Non-Executive Director
Marcus has brought a wealth of legal, corporate governance and regulatory expertise to the board. Currently he is the CEO of one of Gibraltar’s largest legal firms, the executive chairman of the Gibraltar Stock Exchange and was previously the CEO of the Gibraltar Financial Services Commission. Other positions he has held include the Deputy Chief Executive of the Isle of Man Financial Supervision Commission, Head of Banking and Investments at the Cayman Island Monetary Authority and Director in KPMG's Financial International Regulatory Services Team.
Tony Shew - Non-Executive Director
Tony is a Chartered Accountant originally from the UK who has worked and lived in and around the area since 1975. Tony has wide ranging experience in the Real Estate, Financial Services and Insurance Industries. Tony has also previously worked in audit with Price Waterhouse Cooper and in various financial positions at Kraft General Foods and Costain among others. Tony also oversees the finance function as part of his duties at EFPG.
Denis Almeida - Senior Pension Adviser
Denis has worked in the financial services industry since 1983 and has unequalled knowledge of the Gibraltar pensions market and the tax and legal aspects associated with the design and establishment of Gibraltar tax approved personal and occupational pension schemes.
Joe Hill - Senior Adviser
Joe has worked in the financial services industry in Gibraltar for many years, and is extremely well known and respected locally. Hundreds, possibly thousands of people in Gibraltar have life insurance policies and investment and pension arrangements which were arranged with his help and they are happy to recommend his services.
Alan Montegriffo - Senior Financial Adviser
Alan is an Insurance Broker and has been in the industry for over 40 years. He brings a world of experience to the group and is well recognised locally for his professional approach to business.
Mark Leer - Adviser
Mark is a UK level 4 qualified advisor with over 39 years’ financial services experience. Mark worked at Standard Life in Corporate Pensions for over 17 years and has also worked in the Wealth Management and General Insurance areas. Currently he lives in Spain and has also previously worked and lived in Dubai, India, Egypt and Turkey building years of experience advising expatriates on their particular financial requirements.
Toby Barnes - Adviser & Technical Manager
Toby has been with EFPG since 2013 and holds a Bachelor of Science Degree in Human Psychology from Aston University. Toby previously worked as a Telecommunications planner in London and Madrid, the finance division of Cambridge University, and has an extensive background in investment portfolio and administration in the Gibraltar fund industry. Toby specialises in technical analysis and support and also undertakes corporate financial planning and product design.
Andrew Almeida - Adviser
Andrew graduated in Law with Honours at Brunel University in West London, gaining legal experience locally before joining EFPG in 2014. He is qualifying in regulated financial planning and is a member of the Chartered Insurance Institute and of the Personal Finance Society. Andrew specialises in pensions and taxation and also has considerable experience in UK tax planning.
Tanya Wilkinson - Adviser and Marketing & Sales Consultant
Tanya joined EFPG in 2014 and as well as providing financial planning advice she has marketing and sales responsibilities. She has two decades of experience in sales, business development, account and client relationship management. Tanya has a particular affinity in providing financial planning advice to women.
Mark Armstrong - Financial Adviser
Mark joined EFPG in 2016 after graduating from Liverpool John Moores University with a BA Honours in Business Management. He is currently a member of the Chartered Insurance Institute and is studying for his diploma in Regulated Financial Planning. Marks roles include paraplanning and investment analysis as well as providing advice on Life Insurance and Personal Pension products
Luke Welland - Trainee Financial Adviser
Luke joined the company in the summer of 2017 after a four year spell working for a top 15 accountancy firm in the city of London. He is studying towards his Association of Certified Chartered Accountants Qualification and his role at EFPG ranges widely from paraplanning, investment analysis, accounting and bookkeeping.
And the team on whom we all rely
Shannon Olivares, Maureen Martinez, Valerie Bugeja and Carol Johnston.