Saving and investing money is central to most people's financial planning. However, many find this a difficult and complex area. Lack of the correct investment strategy, the inappropriate choice of investments, and lack of monitoring of investments commonly lead to disappointment.

It doesn’t matter whether you are saving and investing generally or specifically within a pension scheme, at EFPG we believe that choosing the right investment strategy is fundamental to investment success. With this in mind we have developed our own distinctive investment philosophy and market leading investment management service, both of which are provided through our Wealthbuilder savings and investment plan and the range of pension plans we advise on.

Our investment philosophy is based on certain core principles and the belief that investors' interests are best served by capturing the returns that investment markets provide:

1. As simply and cheaply as possible
2. In a way that avoids many aspects of investment risk that are, in our opinion, unnecessary and unrewarded

We believe that investing successfully does not have to rely on luck, speculation or particular market timing. Our approach is logical and factual based on how investment markets actually work over the lifetime of your investment.