Your answers suggest that your tolerance to investment risk as being BALANCED TO LOW.

This means you accept that real returns (i.e. returns above the rate of inflation) cannot be achieved without some degree of investment risk. However, you consider yourself to be a more cautious investor meaning that you are prepared to accept some investment risk but only if this arises through investing in a portfolio of investments with an emphasis more towards security than towards maximising returns. You accept the need for a reasonable level of exposure to equity investment in order to achieve your investment objectives, but would want to combine this with higher weightings in less risky investments such as cash and fixed interest securities.

A typical investment portfolio for someone invested with a cautious attitude to investment risk might be 60% invested in cash deposits and/or fixed interest investments, and 40% invested in shares or similar investments.