European Financial Planning Group

"Helping you plan for the future"

Welcome to European Financial Planning Group, or "EFPG" as we are also simply known. 

EFPG is an established Gibraltar-based financial services company which offers services to individuals and companies in Gibraltar and throughout the EU. We are a completely independent company - we are not tied to, or a representative of, any other financial services provider. We provide financial advice and financial product solutions to our individual and company clients which are clear and effective. 

  • Advice - we work with clients to identify and quantify financial needs, issues, risks and priorities. We then recommend suitable financial plans and solutions.

  • Product Solutions - after the planning, the implementation. Our solutions include life, sickness and disability insurance schemes, investment and pension schemes. We have our own range of market-leading individual and company pension schemes.

We also provide top-flight tax planning services for high net worth UK residents and UK expatriates, and we offer property and estate agency services through EFPG Estate Agents

"On moving to Gibraltar I needed to review my pension arrangements. EFPG not only did so, advising which should be moved and which should be left but also made all the necessary arrangements. Furthermore their fee based approach meant I did not lose any asset value from the pension due to commissions"

Marcus Killick OBE

"EFPG Invest has provided me with sensible and professional advice for the company's pension needs for many years. I would recommend anyone looking for a Pension solution to talk to them"
John Isola, MD, Anglo Hispano

A selection of EFPG's Gibraltar corporate clients:

EFPG is a member of the Society of Pension Professionals

EFPG is regulated by the Gibraltar Financial Services Commission under reference Nos. FSC00812B and 1109MIF, and details of our permitted activities may be viewed on their website at As well as Gibraltar the firm is authorised to carry out services in the following countries: Belgium, Denmark, France, Germany, Ireland, Italy, Luxembourg, Malta, Norway, Portugal, Romania, Spain, Sweden and United Kingdom. EFPG also trades under the names of EFPG Invest, EFPG Lillywhite Pensions, Lillywhite Pensions, EFPG Pensions, EFPG Trustees, and Harbour Pensions.